Financial Psychology Blog

Articles on the beliefs, emotions, and patterns that shape how we relate to money. Grounded in research, written for real people.

Our articles draw on published research in financial psychology, behavioural economics, and financial therapy. Topics range from emotional spending and financial anxiety to the money beliefs formed in childhood and how couples navigate financial differences. Each article includes a summary of key findings and links to relevant free quizzes on this site.

Money Psychology

14 June 2026

The 6 Money Personality Types: Which One Are You?

Spender, saver, avoider, worrier, wealth-builder, or giver. Which pattern shapes your financial decisions and what does it mean in practice?

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Financial Anxiety

14 June 2026

Financial Anxiety: Why It Happens and What Actually Helps

Many people with comfortable incomes still experience significant money stress. Here is what drives financial anxiety and what the research says helps.

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Mindset

14 June 2026

Scarcity Mindset vs Abundance Mindset: What the Research Says

The difference is not just attitude. Research by Mullainathan and Shafir showed that scarcity thinking changes how we process decisions at a cognitive level.

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Emotional Spending

14 June 2026

Why We Spend Emotionally and How to Break the Pattern

Why do we buy things we do not need when stressed or overwhelmed? The psychology behind emotional spending and the strategies that actually reduce it.

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Money Beliefs

14 June 2026

Money Beliefs You Inherited From Your Parents (And How to Examine Them)

Much of what we believe about money was formed before we were ten. Brad Klontz's money scripts research explains how these early beliefs persist and how to examine them.

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Relationships

14 June 2026

How to Talk About Money With Your Partner Without Fighting

Money conflicts in relationships are rarely just about money. They are about the different values, histories, and beliefs each partner brings to financial conversations.

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Behaviour

14 June 2026

The Psychology of Impulse Buying: Why We Buy Things We Did Not Plan To

Impulse purchases are driven by predictable psychological mechanisms. Understanding them, and changing your environment, gives you more genuine choice.

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Wealth Mindset

14 June 2026

What People Who Build Wealth Think About Money Differently

Beyond the cliches, what does research actually tell us about the thinking patterns associated with building lasting wealth? A grounded look at six genuine differences.

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Money Psychology

14 June 2026

Financial Shame: Why It Keeps You Stuck and How to Move Through It

What financial shame is, where it comes from, and how it creates the avoidance cycles that keep financial situations from improving. A compassionate guide.

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Financial Wellbeing

14 June 2026

Money and Mental Health: The Research Behind the Connection

Financial stress and mental health affect each other in both directions. What the research shows and what actually helps when you are navigating both.

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Mindset

14 June 2026

Abundance Mindset: What It Actually Means and How to Build It

A practical, research-grounded look at abundance mindset. What it really is beyond the cliches, what the evidence actually supports, and how to shift limiting patterns.

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Money Psychology

14 June 2026

Money and Self-Worth: Why Your Bank Balance Is Not Your Value

Why so many people unconsciously tie their sense of worth to their financial situation, what it costs them, and how to begin separating the two.

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