Articles on the beliefs, emotions, and patterns that shape how we relate to money. Grounded in research, written for real people.
Our articles draw on published research in financial psychology, behavioural economics, and financial therapy. Topics range from emotional spending and financial anxiety to the money beliefs formed in childhood and how couples navigate financial differences. Each article includes a summary of key findings and links to relevant free quizzes on this site.
29 July 2026
Why your brain discounts the future, what the research says about present bias, and the savings designs that beat willpower.
Read article →25 August 2026
Why money arguments recur and stay unresolved, what the divorce research found, whether joint accounts actually help, how financial stress distorts the way you see your partner, and why money worry makes you argue worse.
Read article →16 August 2026
What the marshmallow test really proved, what shows up when you measure adults, why waiting depends on trust, how being broke eats the patience you need, and how to get better at it.
Read article →15 August 2026
What financial trauma is in psychology, how common it is, what causes it, how financial abuse and debt feed it, the signs, why avoidance costs you, why the fear lingers after your money improves, and what trauma-informed healing really looks like.
Read article →20 July 2026
Why intelligence does not protect your returns, the biases like loss aversion and herd behavior that cost you, and how to invest with a calmer mind.
Read article →20 July 2026
Why financial boundaries feel so hard, the common situations, scripts for saying no with warmth, and the research on money conflict in relationships.
Read article →18 July 2026
What generational money patterns are, how they pass from parents to children, why you repeat them, and the steps to finally break the cycle.
Read article →18 July 2026
The emotions that trigger spending, why your brain does it, who does it most, and evidence-based ways to stop the cycle for good.
Read article →16 July 2026
What financial anxiety is, what causes it, how common it is, how money stress affects your mind and body, how to manage it, and when to get professional help.
Read article →16 July 2026
The four Klontz money script categories, how to identify yours, why they shape your finances, how to rewrite them, journaling exercises, and when to see a therapist.
Read article →2 July 2026
What financial self-sabotage looks like, seven common patterns, where it comes from, and how to break the cycle and stop undermining your own goals.
Read article →19 July 2026
What a scarcity mindset is, the research on how it changes your brain, the signs you have one, and how to shift from scarcity to abundance.
Read article →2 July 2026
The psychology of financial anxiety, how it differs from practical money problems, coping strategies that work, and when to seek help.
Read article →19 July 2026
What an abundance mindset really is, the psychology and research behind it, how it differs from growth mindset, and how to build it for real.
Read article →2 July 2026
What financial independence means psychologically, how identity and money intertwine, the fear of success, and building the mindset alongside the money.
Read article →28 June 2026
What money trauma is, the experiences that cause it, the signs you may carry it, and how to begin healing your relationship with money.
Read article →28 June 2026
How money beliefs form in childhood, five common limiting beliefs they create, and a practical process for rewriting the ones that no longer serve you.
Read article →28 June 2026
What financial gaslighting is, the signs to watch for, how it relates to financial abuse, and practical steps to protect yourself.
Read article →28 June 2026
The research on gender differences in financial confidence, the conditioning behind them, money imposter syndrome, and practical reframes.
Read article →28 June 2026
Why financial boundaries feel so hard, six common boundary situations, and practical scripts for saying no with warmth and without guilt.
Read article →14 June 2026
Spender, saver, avoider, worrier, wealth-builder, or giver. Which pattern shapes your financial decisions and what does it mean in practice?
Read article →14 June 2026
Many people with comfortable incomes still experience significant money stress. Here is what drives financial anxiety and what the research says helps.
Read article →14 June 2026
The difference is not just attitude. Research by Mullainathan and Shafir showed that scarcity thinking changes how we process decisions at a cognitive level.
Read article →14 June 2026
Much of what we believe about money was formed before we were ten. Brad Klontz's money scripts research explains how these early beliefs persist and how to examine them.
Read article →14 June 2026
Money conflicts in relationships are rarely just about money. They are about the different values, histories, and beliefs each partner brings to financial conversations.
Read article →14 June 2026
Impulse purchases are driven by predictable psychological mechanisms. Understanding them, and changing your environment, gives you more genuine choice.
Read article →14 June 2026
Beyond the cliches, what does research actually tell us about the thinking patterns associated with building lasting wealth? A grounded look at six genuine differences.
Read article →17 July 2026
What financial shame is, why a third of people carry it, how it keeps you stuck in avoidance, and the research-backed steps to stop feeling guilty about money.
Read article →14 June 2026
Financial stress and mental health affect each other in both directions. What the research shows and what actually helps when you are navigating both.
Read article →14 June 2026
Why so many people unconsciously tie their sense of worth to their financial situation, what it costs them, and how to begin separating the two.
Read article →14 June 2026
Debt is not just a maths problem. The psychology behind debt shame, avoidance, and the patterns that keep people stuck long after the practical means to act are available.
Read article →14 June 2026
Most budgets fail within weeks. Not because people are undisciplined, but because they are designed in ways that contradict how human psychology actually works.
Read article →17 July 2026
The psychology of why a raise never feels like enough, what the research on hedonic adaptation and lifestyle creep shows, and how to stop the cycle.
Read article →14 June 2026
How gender socialisation shapes women's relationship with investing, negotiation, and wealth building. The research behind the patterns and what changes with awareness.
Read article →4 July 2026
What money avoidance is, six signs to recognise, where the pattern comes from, and gentle first steps to face your finances.
Read article →4 July 2026
The psychology behind investing fear, how loss aversion keeps you on the sidelines, and how to start small and build confidence.
Read article →4 July 2026
The psychology of social comparison and spending, how social media fuels it, and practical ways to detach and spend from your own values.
Read article →4 July 2026
What financial confidence really is, why so many women lack it, and six practical ways to build it.
Read article →